Disclosures

DentalWealthRx is operated by Mark Johnson, an investment adviser representative of RBF Wealth Advisors. Financial planning and investment advisory services are provided by RBF Wealth Advisors, a registered investment adviser based in St. Louis, Missouri. Mark Johnson is also an independent insurance agent, licensed in many states throughout the US.

All content on this site is for information purposes only and should not be considered investment advice. When outside material is presented, it is believed to be from reliable sources and no representations are made by DentalWealthRx or RBF Wealth Advisors as to another party’s informational accuracy or completeness.

DentalWealthRx, StudentLoansRx, and RBF Wealth Advisors, and their representatives, do not provide tax or legal advice and nothing herein should be construed as such. Always consult with your personal tax or legal professional(s) regarding your specific circumstances.

As an independent Registered Investment Advisor, RBF Wealth Advisors, are held to a fiduciary standard which requires that we provide you with advice and services that are in your best interest based on the information you provide us. Your transparency and involvement will be critical in our ability to help you in creating a financial plan that may include: budgeting, retirement planning, student loan repayment planning, investment management, and insurance planning.

The advice we provide our clients relating to student loan repayment planning is based on information that comes from a variety of reputable sources, primarily from resources provided by the Department of Education-DOE or federal student loan servicers. We are not agents or representatives of the DOE nor do we receive any compensation from the DOE or any other financial institution or lender that would compromise our recommendations regarding student loan repayment planning.

It is important to understand that the DOE establishes policies and rules regarding student loan repayment, sets interest rates, and creates policies and rules that govern federal student loan consolidation, and income-based repayment plans and oversees the Public Service Loan Forgiveness Program-PSLF. Those rules and policies are subject to change at any time without our advice or prior notification. While we aspire to be as current as possible on the various policies and rules that govern student loan repayment programs, your primary source of information regarding student loan repayment should always be your federal student loan servicer(s) or information provided directly by the Department of Education.

Please take a few minutes and familiarize yourself with RBF Wealth Advisors by reviewing the ADV Part 2 Disclosure Form.

We look forward to assisting you in creating a financial plan that will enable you to move forward with confidence that your financial issues have been planned and addressed most effectively and competently.